About

Joe brings 20+ years of experience in insurance planning to his current position as Director of Insurance at Wealth Enhancement. Previously, he served as a regional vice president in insurance brokerage sales, helping advisors identify and offer life, disability and long-term care insurance to clients. Joe believes a successful financial plan is built on a strong foundation of protection through life, disability and long-term care insurance planning. He works with privately held businesses advising them on drafting and funding buy-sell agreements, key employee retention, pension planning to reduce income taxes, and business succession planning.


Joe and his wife, Cristina, live in Howell, New Jesey and have three children, Giuliana, Gavin and Grace. When not in the office, Joe enjoys coaching, golf, carpentry, gardening and traveling.


Education

  • BS - Economics, University of Pennsylvania (Wharton School of Business) 

Resources from Joseph Gaj

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Current Clients

Contact me via email or m at the top of the page.

Your complimentary consultation

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Begin crafting a comprehensive financial plan

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